Speaking Services
We provide keynote speaking, workshop facilitation, and corporate training services focused on:

• Social Business Development and Innovation
• Leadership and Entrepreneurship
• Digital Transformation in Healthcare
• Cross-Cultural Business Management
• Medical Practice Growth Strategies

Business Consulting
We offer strategic consulting services related to:

• Social business model development
• Healthcare digitization
• Cross-border business operations
• Entrepreneurial venture development

Digital Ventures
Our business ecosystem includes three active ventures that serve as practical case studies:

• IZ Digital: Medical practice marketing agency
• Oshud Alo: Medicine and healthcare products
• IZ Homeo: Homeopathy clinic and medicines

Unless otherwise indicated, all content on our website, including text, graphics, logos, images, audio clips, video, data compilations, and software (collectively, "Content"), is our property or licensed to us and is protected by copyright and trademark laws.

You may access and use our Content for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works, publicly display, or commercially exploit any Content without our express written permission.

Our speaking presentations, training materials, business methodologies, and proprietary frameworks remain our intellectual property even when presented to clients or audiences.

By using our Services, you represent and warrant that:

• All information you provide is accurate and current
• You have legal capacity to enter into these Terms
• You will not use our Services for illegal or unauthorized purposes
• You will respect intellectual property rights
• You will not engage in disruptive or harmful behavior

Prohibited Activities include but are not limited to:

• Recording our speaking presentations without permission
• Sharing proprietary business materials or methodologies
• Misrepresenting our credentials or endorsements
• Using our Services to compete with our business
• Harassing or threatening our team or other users

• Speaking engagement bookings require written confirmation
• Cancellation policies vary by engagement type and will be specified in individual agreements
• Force majeure events may require rescheduling without penalty

• We retain rights to our speaking content and methodologies
• Clients may not record presentations without prior written consent
• We reserve the right to adapt content to suit specific audiences
• Virtual and in-person delivery options are available

• Speaking fees and payment terms are specified in individual engagement contracts
• Travel and accommodation expenses are additional unless otherwise agreed
• Payment is typically required within 30 days of service delivery

Scope and Deliverables

• Consulting scope, deliverables, and timelines are defined in separate service agreements
• We provide strategic guidance based on our experience with real business ventures
• Results cannot be guaranteed as they depend on multiple factors including client implementation

Confidentiality

• We maintain confidentiality of client information
• Clients agree not to share proprietary methodologies with third parties
• General insights (without client-specific details) may be used in future presentations

If you submit questions, comments, or feedback through our website or Services ("Submissions"), you grant us the right to use such Submissions for:

• Improving our Services
• Creating educational content
• Developing speaking materials
• Business development purposes

We respect your privacy and will not use personal information inappropriately. See our Privacy Policy for details.

Healthcare Information
While Dr. Ismail holds a DHMS degree and is a licensed pharmacy technician, and operates healthcare-related ventures, content on this website is for informational purposes only and does not constitute medical advice. Always consult qualified healthcare professionals for medical decisions.

Business Advice
Our speaking and consulting services share experiences from our active business ventures. However:

• Past results do not guarantee future success
• Business outcomes depend on multiple factors beyond our control
• You are responsible for your own business decisions and implementations
• We are not liable for business losses resulting from our advice

TO THE FULLEST EXTENT PERMITTED BY LAW:

• WE PROVIDE SERVICES "AS IS" WITHOUT WARRANTIES OF ANY KIND
• WE ARE NOT LIABLE FOR INDIRECT, INCIDENTAL, OR CONSEQUENTIAL DAMAGES
• OUR LIABILITY IS LIMITED TO THE AMOUNT PAID FOR SPECIFIC SERVICES
• WE ARE NOT RESPONSIBLE FOR TECHNICAL FAILURES, INTERNET CONNECTIVITY ISSUES, OR THIRD-PARTY SERVICE DISRUPTIONS

Our business operates across multiple jurisdictions:

• Primary Base: Chattogram, Bangladesh
• Business Operations: United States through IZ Digital
• Service Delivery: Global (virtual and in-person where feasible)

Users accessing our Services from other countries are responsible for compliance with local laws and regulations.

We collect and use personal information as described in our Privacy Policy. By using our Services, you consent to:

• Collection of contact information for service delivery
• Use of communication data to improve Services
• Storage of information necessary for business operations
• Transfer of data between Bangladesh and United States operations

We implement reasonable security measures but cannot guarantee absolute data security.

Informal Resolution
We encourage resolving disputes through direct communication. Contact us at [email protected] to discuss any concerns before pursuing formal action.

Governing Law
These Terms are governed by the laws of Bangladesh, with specific provisions for international business operations.

Arbitration
Any disputes that cannot be resolved informally shall be settled through arbitration in Chattogram, Bangladesh, conducted in English, under the laws of Bangladesh. Each party bears their own arbitration costs unless otherwise determined by the arbitrator.

Exceptions to Arbitration:

• Intellectual property disputes
• Urgent injunctive relief matters
• Small claims court matters

We are not liable for delays or failures in performance due to circumstances beyond our reasonable control, including:

• Natural disasters or pandemics
• Government regulations or travel restrictions
• Technical failures or internet outages
• Venue cancellations or changes

Service Modifications
We reserve the right to:

• Modify or discontinue Services with reasonable notice
• Update pricing and terms for future engagements
• Adapt to changing business needs and market conditions

Termination
Either party may terminate Services with appropriate notice as specified in individual service agreements. These Terms remain in effect for all completed transactions.

Primary Contact Methods
Email: [email protected]
Phone / WhatsApp: +880 1756 850435 (Primary, response within 2-4 hours during business hours)

Business Hours
Bangladesh Time: 9:00 AM - 6:00 PM (GMT+6)
Response Time: 2-4 hours for WhatsApp, 24-48 hours for email

Business Address
Dr. Ismail Mohammad Zakaria
Chattogram, Bangladesh

Service Inquiries
For speaking engagements, training programs, or consulting services, please contact us via WhatsApp for fastest response or email for detailed inquiries.

Entire Agreement
These Terms, together with our Privacy Policy and any specific service agreements, constitute the complete agreement between us.

Severability
If any provision is found unenforceable, the remaining provisions continue in full effect.

Assignment
We may assign our rights and obligations under these Terms. You may not assign your rights without our written consent.

Updates and Notifications
We will notify users of significant changes through:

• Website updates
• Email notifications to registered users
• WhatsApp messages for active clients

Language
These Terms are provided in English. Any translations are for convenience only, and the English version governs in case of conflicts.

By using our Services, you acknowledge that:

• You have read and understood these Terms
• You agree to receive communications via email and WhatsApp
• You understand our Services are based on real business experience
• You accept responsibility for your own business decisions